Loan Types Offered
- Conforming Fixed - 30, 25, 20, 10 year
- Jumbo - 30, 20, 15 year
- Conforming ARMs – 1, 2, 3, 5, 7, 10 year (up to $700k)
- Jumbo ARMs – 3, 5, 7, and 10 year (above $700k)
- Option ARMs
- Balloon loans – (5 / 25, 7 / 23)
- 2nd Mortgages with primary loans and as stand alone loans
- Home Equity Lines of Credit (HELOC)
- FHA and VA Loans
- Construction Loans
- Land / Lot Loans
- Commercial Loans
Special Situations
- Foreign Nationals
- Full Doc, No Ratio, No Income Verification (NIV), Stated Asset, Stated Income, and Stated Income Stated Asset (SISA)
- No closing cost options
- Cash out refinancing on most loan types
- 80 /10 / 10, 80 / 100, 80 / 20, 75 / 25, 97, others
- International borrowers including US Ex-pats, foreign nationals, and resident aliens
2008 Conforming Conventional Loan Limits
| # of Units |
Continental US |
Alaska, Hawaii |
 |
| 1 |
$417,000 |
$625,500 |
| 2 |
$533,850 |
$800,775 |
| 3 |
$645,300 |
$967,950 |
| 4 |
$801,950 |
$1,202,925 |
|
ARM Conforming Limits
| 3/1 |
5/1 |
3/1 Interest Only |
5/1 Interest Only |
|
| $700,000 |
$700,000 |
$650,000 |
$650,000 |
|
Jurisdiction
Boulder Mortgage Center can provide mortgage brokerage services in the following states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Virgin Islands, Washington, West Virginia, Wisconsin, and Wyoming.
Boulder Mortgage Center also offers mortgage services for Foreign Nationals buying homes in the United States
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